Flexible Financing Options to Simplify Your Path to Homeownership
Empowering Your Homeownership Dreams
Welcome to your first step towards homeownership with People’s Manufactured Homes. Understanding and navigating financing options can seem daunting, but we’re here to make it simple and accessible. Whether you’re a first-time buyer or looking to upgrade, we offer a range of flexible financing solutions tailored to meet your needs.
Our dedicated team is committed to helping you find the perfect financing plan that makes sense for your budget and lifestyle. Let us guide you through the process with clarity and confidence, ensuring your journey to owning a dream home is smooth and successful.
Flexible Financing Options
At People's Manufactured Homes, we welcome all credit scores because we believe everyone deserves the opportunity to own a home. Our diverse financing solutions are crafted to meet the needs of any financial situation, whether you're buying your first home or seeking a new one.
First Time Home Buyer Program
Tailored for newcomers to the real estate market, this program offers helpful guidance and special financing terms to make your first home purchase easier.
FHA Loans
With lenient credit requirements and lower down payments, FHA loans are a great choice for many homebuyers looking to minimize upfront costs.
VA Loans
Dedicated to veterans and active military members, these loans offer excellent benefits, including no down payment and no private mortgage insurance.
Conventional Financing
Ideal for buyers with strong credit, conventional financing offers competitive terms with a variety of rate and down payment options.
BuyFor Program
This program allows another person to help you qualify for a loan, making it easier to meet lending criteria.
Land in Lieu Program
Use your own land as equity towards your new home purchase, an innovative option for landowners.
Land & Home Package
Combine the purchase of your land and your new manufactured home into one convenient financing package.
Chattel Loans - Home Only
Perfect for those who do not need to finance land, these loans cover the home itself, offering flexibility for those placing a home on leased land or a family plot.